Debt Analysis Calculator

Consolidating your non-tax deductable debt into a tax deductable mortgage can significantly reduce your annual debt expense. This calculator will show you your blended debt rate and the average annual interest paid for all debt you currently carry.

Step 1: Contact Information

Contact Information
First Name:	First Name
Last Name:	Last Name
Phone:	Phone
Fax:	Fax
Email:	Email

Step 2: Select your tax bracket

Choose your tax rate

Choose	Tax Bracket	Single	Head of Household	Married Joint	Married Seperate
Choose your tax rate	10%	0	0	0	0
Choose your tax rate	15%	9,225	13,151	18,451	9,225
Choose your tax rate	25%	37,451	50,201	74,901	37,451
Choose your tax rate	28%	90,751	129,601	151,201	75,601
Choose your tax rate	33%	189,301	209,851	230,451	115,226
Choose your tax rate	35%	411,501	411,501	411,501	205,751
Choose your tax rate	39.6%	413,201	439,001	464,850	232,426

Enter your current household debt

Step 3: Enter your current household debt

Include in Refi?	Account Name	$ Balance	Monthly Payment	Rate %	Tax Deductible?	After Tax Rate	Annual Interest	Actions
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00
Choose Checkbox	Name	Monthly Payment	Monthly Payment	Rate %	Tax Deductible Yes No	0.000%	$0.00

Step 4: Select a loan program or enter your own program and rate

-- Select a Loan Program -- Conf 10 Year Fixed : 6.375 Conf 20 Year Fixed : 7.125 Elite 10 Year Fixed : 6.000 Elite 20 Year Fixed : 6.999 Elite 5/1 LIBOR ARM : 4.500 Elite 7/1 LIBOR ARM : 4.500 Elite High Balance 10 Year Fixed : 6.375 Elite High Balance 20 Year Fixed : 7.125 High Balance 10 Year Fixed : 6.500 High Balance 20 Year Fixed : 7.375 Elite 30 Year Fixed : 6.999 Elite 15 Year Fixed : 6.125 Elite High Balance 30 Year Fixed : 4.375 Elite High Balance 15 Year Fixed : 6.375 Conf 30 Year Fixed : 6.999 Conf 15 Year Fixed : 6.250 High Balance 30 Year Fixed : 4.500 High Balance 15 Year Fixed : 6.625

Refinance Requirements
Loan Program:
Interest Rate:
Term in Years:
Interest Only?	Yes No
Requested Cash Back:
New Loan Amount:	$0.00
Monthly Payment:	$0.00

Summary

Title	Current	Proposed	Savings
Total Household Debt:	$0.00	$0.00
Blended Debt Rate:	0.000%	0.000%	0.00%
Monthly Debt Payments:	$0.00	$0.00	$0.00
Annual Interest Payments:	$0.00	$0.00	$0.00

    

Customer Feedback

• This guy went out of his way to make sure the process was smooth and hassle free. I would definitely recommend using John Mortgage Manager again.

  He's the best!

  ~ John Sobatka